Consumer credit: finance your personal projects with ease

To finance your cash flow needs

Consumer credit is an ideal financing solution for meeting a one-off cash requirement or financing the purchase of everyday goods and services. It allows you to obtain a sum of money quickly, without having to provide proof of a property project, while keeping control of your budget.

With GCT FINANCES, you can take advantage of simple, fast and secure online consumer credit tailored to your financial situation.

Apply for consumer credit with GCT FINANCES

Consumer credit is intended for individuals wishing to finance:

• the purchase of consumer goods (cars, household appliances, furniture, computer equipment)
• services (travel, weddings, training)
• personal cash flow needs

Before applying, it is essential to assess your repayment capacity and compare the terms and conditions on offer.

What information do you need to know before taking out a loan?

When taking out a consumer loan, the offer must specify:

• the total amount to be repaid
• the interest rate applied
• the amount of the monthly repayments
• the term of the loan
• the possible cost of borrower insurance
• the legal cooling-off and withdrawal periods (14 days)

These elements ensure that you can make an informed and responsible decision.

Amount and term of consumer credit

With GCT FINANCES, you can borrow:

• from €2,500 to €75,000
• for a term of up to 84 months

The term and amount of the loan are adjusted according to your profile and repayment capacity, in order to preserve your financial stability.

Fast consumer credit, 100% online

GCT FINANCES is reinventing online consumer credit by offering:

• no need to visit a branch to apply
• a fully paperless process
• competitive rates
• a quick response after your application has been approved

Everything is designed to offer you a smooth and efficient experience.

Why choose GCT FINANCES for your consumer credit?

✔ Simplicity: apply online in just a few minutes
✔ Speed: response within 24 hours
✔ 100% digital: online signature and documents
✔ Security: personal data protected
✔ Fixed rate: no variation in the rate over time

Key points

GCT FINANCES consumer credit is a flexible and secure solution for financing your personal projects or accessing cash quickly.

• Up to £75,000 borrowed
• Fixed rate
• 100% online application
• Strictly for personal use (excluding real estate and professional activities)