Business loans: finance your business projects at the best rate

A loan to finance your business projects

Business loans are an essential financing solution to support the development of businesses, self-employed professionals and other professionals. They enable you to finance the key needs of a business: cash flow, equipment or commercial property, while maintaining the financial stability of the business.

With GCT FINANCES, you can benefit from a tailor-made business loan with a fixed rate, adapted to the reality of your business and your growth objectives.

Apply for a business loan with GCT FINANCES

Financing tailored to professionals and businesses

Business loans are exclusively for:

• liberal professions (doctors, solicitors, accountants)
• craftsmen and traders
• farmers
• associations
• micro-businesses and medium-sized businesses

It can be used to finance all your professional needs without immediately tying up the company’s cash flow.

What is a business loan for?

Cash flow needs

A business loan allows you to cope with a temporary lack of liquidity and ensure business continuity: payment of suppliers, salaries, running costs.

Equipment needs

Financing professional equipment (machinery, furniture, fittings, production tools) allows you to invest without weakening your cash flow, even during periods of reduced activity.

Professional property needs

Business loans can be used to finance the purchase or construction of offices, commercial premises, warehouses or land, as well as certain tax optimisation projects.

Business loans at attractive fixed rates

GCT FINANCES offers business loans at a fixed annual interest rate of 3.15%, with:

• a repayment period of up to 360 months
• manageable monthly payments
• a personalised assessment of your application

A fixed rate guarantees complete transparency on the total cost of your business financing.

Specific features of business loans

Business loans can be granted:

• with or without a personal contribution, depending on the company’s financial situation
• at a fixed or variable rate
• with the option of early repayment or deferral of payments

With regard to borrower insurance, you can choose between:

• group insurance
• personalised insurance, which is often more economical and better suited to your profile

Conditions for obtaining a business loan

The application is assessed based on several key criteria:

• The soundness of the business plan: a structured, coherent and profitable project.
• The solvency of the company: ability to meet repayments.
• The quality of the business plan: financial forecasts, market analysis, strategy.

A well-prepared application significantly increases the chances of obtaining business financing on favourable terms.

Key points to remember

Business loans are a financing solution designed for companies and self-employed individuals to cover cash flow, equipment and commercial property needs.

With a fixed rate of 3.15% and a term of up to 360 months, GCT FINANCES business loans offer a reliable, flexible and competitive solution.